207x Filetype XLSX File size 0.09 MB Source: www.jessicairvine.com.au
Sheet 1: Instructions
1 | Welcome to the Money with Jess My Annual Budget worksheet! | |||
Step 1 is to download this not-at-all-scary spreadsheet… which you've already done. Yaaaay you! | ||||
2 | General instructions | |||
▪ | Enter all your Income and Expenses on the "My Annual Budget" sheet. | |||
▪ | For each item, you need to enter: | |||
(a) | the frequency (weekly, fortnightly, etc - select this by clicking on the box and choosing from the drop down menu that appears); and | |||
(b) | the amount. | |||
▪ | This not-at-all-scary spreadsheet will do the rest! | |||
▪ | Check out the "Jess' Example Budget" sheet to see how it's done (not my exact numbers, but will give you the gist!) | |||
3 | Enter your income | |||
▪ | All income should be entered after tax. | |||
▪ | Don’t forget to include any side hustles. | |||
4 | Enter your expenses | |||
▪ | Expenses are separated into Jess' unique 10 category system: Housing, Household, Utilities, Transport, Food, Health, Education, Appearance, Lifestye and Professional Fees | |||
▪ | Enter your expenses for each item, and don't hold back! | |||
5 | Check yo' self | |||
▪ | The top of the sheet will show your total income, expenses, and what's left over. | |||
▪ | Happy budgeting! |
YEAR | |||||
TOTAL INCOME | $0.00 | ||||
TOTAL EXPENSES | $0.00 | ||||
SURPLUS | $0.00 | ||||
INCOME | |||||
INCOME | Source | Frequency | Amount | ANNUAL | |
Salary or wage | |||||
Overtime | |||||
Bonus | |||||
Small business income | |||||
Side-hustle income | |||||
Government benefits & payments | |||||
Child support | |||||
Investment property net income | |||||
Dividends from shares | |||||
Other income | |||||
EXPENSES | |||||
HOUSING | Sub-category | Frequency | Amount | ANNUAL | |
Rent / mortgage | |||||
HOUSEHOLD | Sub-category | Frequency | Amount | ANNUAL | |
Furniture | |||||
Décor | |||||
Appliances | |||||
Home maintenance and repairs | |||||
Cleaning | |||||
Hygiene | |||||
Garden | |||||
Strata fees | |||||
Home insurance | |||||
Council rates | |||||
Household services | |||||
UTILITIES | Sub-category | Frequency | Amount | ANNUAL | |
Electricity | |||||
Gas | |||||
Water and sewerage | |||||
Internet | |||||
Phone | |||||
Postal services | |||||
TRANSPORT | Sub-category | Frequency | Amount | ANNUAL | |
Vehicle purchase | |||||
Vehicle loan payments | |||||
Vehicle registration | |||||
Drivers license | |||||
Vehicle insurance | |||||
Vehicle servicing and reparis | |||||
Vehicle parts and accessories | |||||
Roadside assist | |||||
Driving lessons | |||||
Fuel | |||||
Tolls | |||||
Parking | |||||
Public transport | |||||
Vehicle hire, taxis and ride shares | |||||
FOOD | Sub-category | Frequency | Amount | ANNUAL | |
Food | |||||
HEALTH | Sub-category | Frequency | Amount | ANNUAL | |
Health insurance | |||||
Pet insurance and veterinary costs | |||||
Doctors and specialists | |||||
Dental | |||||
Optical | |||||
Hospital and ambulance | |||||
Medicines | |||||
Medical equipment | |||||
Sport and fitness | |||||
EDUCATION | Sub-category | Frequency | Amount | ANNUAL | |
Books, newspapers and magazines | |||||
Stationery | |||||
Home computer equipment | |||||
Childcare | |||||
School | |||||
Higher education | |||||
APPEARANCE | Sub-category | Frequency | Amount | ANNUAL | |
Clothes and shoes | |||||
Accessories | |||||
Hairdressing | |||||
Beauty products | |||||
Beauty treatments | |||||
LIFESTYLE | Sub-category | Frequency | Amount | ANNUAL | |
Eating out and takeaway | |||||
Alcohol | |||||
Tobacco and drugs | |||||
Holidays | |||||
Seasonal celebrations | |||||
Parties and functions | |||||
Gifts | |||||
Toys | |||||
Streaming services | |||||
Gaming and consoles | |||||
Music, audio and photographic | |||||
Live entertainment | |||||
Attractions | |||||
Hobbies | |||||
Gambling | |||||
Pet purchases | |||||
PROFESSIONAL FEES | Sub-category | Frequency | Amount | ANNUAL | |
Credit cards | |||||
Other loans | |||||
Bank fees | |||||
Life / trauma / TPD insurance | |||||
Income protection insurance | |||||
Financial advisor fees | |||||
Accountant / tax agent fees | |||||
Legal fees | |||||
Funeral expenses | |||||
Union / professional association fees | |||||
Child support | |||||
Pocket money | |||||
Charity donations | |||||
My Annual Budget worksheet | |||||
© Jessica Irvine 2022, from Money with Jess: Your Ultimate Guide to Household Budgeting, Wiley. |
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